Ever feel like just another meaningless face in the maze, just like everyone else in the rat race? Just scurrying around among all the other vermin for whatever reason, with only a brief memory of the inspiring ideal of there being cheese?
Some mazes are better than others, and if you’re lucky to be in a good one, you’ll go to college to earn a ticket you can use to ride the good job bus so you can rack up some retirement and if you’re lucky enough to be one of the five percent in this maze, at some point you can take a break, relax and enjoy the good
The vast majority of those on the college educated, hard working class – yes, ninety-five percent of them – struggle when forced to retire, dependent on social security, family and government subsidies to have any hope of surviving advanced age.
If you’re not one of the 180 million people who win the lottery, you might consider subsidizing your income with a life of crime and enjoy having a place to live out your years with cable TV, surrounded by plenty of friends and not having to worry about paying bills or wondering where your next meal is coming from.
This starts getting real as you age. When you are still young it doesn’t matter much, you believe all the hype about being a productive piece of the machine and have faith there will be something there for you in the future.
There is a small percentage of the population that figures this out early in life and look for ways to take responsibility for their own survival seeking to create something on their own, without having to depend on an employer. About seven percent of us seek some form of self-employment (about seven percent) and of those about half of them are employers who put other employees to work.
The other half are considered mom and pop enterprises, who are just trying to eek out a living the best way they can.
Between the ages of 45 and 64, Americans increasingly seek out ways to subsidize their income, most of them starting a business of their own. As the age of 65 hits, fourteen percent of women and twenty-two percent of men are self employed.
If you’re not one of the 5 out of 100 educated hard-working employees lucky enough to be working with a good company or organization with good retirement packages, then chances are you are starting to look around wondering what you are going to do.
Your fear is the only thing holding you back as you question your own worthiness and talking yourself out of taking full responsibility for your financial future with negative self-talk, such as,
“I’m not educated enough.”
Lots of people, just like you, have launched successful careers and businesses with little or no education and you might be surprised how many of the most wealthy individuals barely have a high school education, no college or dropped out of college.
“I don’t have time.”
Everyone has time to do the things that are important to them. You can see in our youth we have no time for seriously considering any form of entrepreneurship, but as retirement age closes in more and more of us are making the time to get serious about staring something new.
“I don’t have the startup capital.”
Fortunately, nowadays, you can start something with very little overhead or initial cash outlay thanks to the Internet and modern communications technology. You can use these to your advantage and start your business with very little money and no need to have the expense of a brick and mortar enterprise.
“I don’t have a marketable product, skill or service.”
Everyone who comes to this planet has their own inherit skills and abilities. There is something (probably many things) that you are able to do that many other people cannot. This is way our natural system was designed. We all are designed to help each other. You can start doing your part today.
“Someone is already doing it and I can’t compete.”
Really? As a consumer, you know that’s not true. We all like to have choices. We’re not too crazy about the idea of only having one restaurant, gas station, cell phone provider or brand of laundry detergent to choose from. Think of it more as encouraging freedom of choice instead of competition.
“I tried and failed. I just can’t do it.”
If you’ve tried doing something on your own unsuccessfully: Bravo!
Don’t quit. You are 95 percent more qualified to start up a successful business after having at least one failure under your belt, as rarely does anyone start a successful business the first go round.
What’s holding you back?