Time to Do Your Own Thing?

Ever feel like just another meaningless face in the maze, just like everyone else in the rat race? Just scurrying around among all the other vermin for whatever reason, with only a brief memory of the inspiring ideal of there being cheese?

Some mazes are better than others, and if you’re lucky to be in a good one, you’ll go to college to earn a ticket you can use to ride the good job bus so you can rack up some retirement and if you’re lucky enough to be one of the five percent in this maze, at some point you can take a break, relax and enjoy the good

The vast majority of those on the college educated, hard working class – yes, ninety-five percent of them – struggle when forced to retire, dependent on social security, family and government subsidies to have any hope of surviving advanced age.

If you’re not one of the 180 million people who win the lottery, you might consider subsidizing your income with a life of crime and enjoy having a place to live out your years with cable TV, surrounded by plenty of friends and not having to worry about paying bills or wondering where your next meal is coming from.

Is it time to do your own thing?
Is it time to do your own thing?

This starts getting real as you age. When you are still young it doesn’t matter much, you believe all the hype about being a productive piece of the machine and have faith there will be something there for you in the future.

There is a small percentage of the population that figures this out early in life and look for ways to take responsibility for their own survival seeking to create something on their own, without having to depend on an employer. About seven percent of us seek some form of self-employment (about seven percent) and of those about half of them are employers who put other employees to work.

The other half are considered mom and pop enterprises, who are just trying to eek out a living the best way they can.

Between the ages of 45 and 64, Americans increasingly seek out ways to subsidize their income, most of them starting a business of their own. As the age of 65 hits, fourteen percent of women and twenty-two percent of men are self employed.

If you’re not one of the 5 out of 100 educated hard-working employees lucky enough to be working with a good company or organization with good retirement packages, then chances are you are starting to look around wondering what you are going to do.

Your fear is the only thing holding you back as you question your own worthiness and talking yourself out of taking full responsibility for your financial future with negative self-talk, such as,

“I’m not educated enough.”

Lots of people, just like you, have launched successful careers and businesses with little or no education and you might be surprised how many of the most wealthy individuals barely have a high school education, no college or dropped out of college.

“I don’t have time.”

Everyone has time to do the things that are important to them. You can see in our youth we have no time for seriously considering any form of entrepreneurship, but as retirement age closes in more and more of us are making the time to get serious about staring something new.

“I don’t have the startup capital.”

Fortunately, nowadays, you can start something with very little overhead or initial cash outlay thanks to the Internet and modern communications technology. You can use these to your advantage and start your business with very little money and no need to have the expense of a brick and mortar enterprise.

“I don’t have a marketable product, skill or service.”

Everyone who comes to this planet has their own inherit skills and abilities. There is something (probably many things) that you are able to do that many other people cannot. This is way our natural system was designed. We all are designed to help each other. You can start doing your part today.

“Someone is already doing it and I can’t compete.”

Really? As a consumer, you know that’s not true. We all like to have choices. We’re not too crazy about the idea of only having one restaurant, gas station, cell phone provider or brand of laundry detergent to choose from. Think of it more as encouraging freedom of choice instead of competition.

“I tried and failed. I just can’t do it.”

If you’ve tried doing something on your own unsuccessfully: Bravo!

Don’t quit. You are 95 percent more qualified to start up a successful business after having at least one failure under your belt, as rarely does anyone start a successful business the first go round.

What’s holding you back?

Never Retire

This is a secret: Don’t tell anybody, but there is an undercurrent that is rocking the world of the elderly. It has the old folks thinking that they can contribute to society long after the world would be better off without them.

Unlike the societies that populated America before it was invaded and taken over, the culture here was to honor the aged and to value their contribution to the community for as long as their life would allow. In present-day America, we’re pretty much done with you once you become eligible for an AARP card.

Yet, there are Americans who are making a stand for continued contribution to the local community and the world at large as they continue to embrace living their best life and making the world a better place well beyond their “retirement years.” And they all share a similar mantra,

Never Retire

never-retire-art-linkletter-mark-victor-hansen-best-of-your-life

Leading the pack are celebrities who refuse to retire and claim doing so enriches their lives, increases their quality of life and supercharges their happiness and continued zest for life.

Who in their right mind would want to work until they die?

never-retire-art-linkletter-age-94Art Linkletter was 94 when he penned his How to Make the Rest of Your Life the Best of Your Life along with Mark Victor Hansen. They took to the road touring churches and sharing the key to enthusiastically enjoying one’s golden years by continuing to create and live a better life while refusing to succumb to society’s expectation that you should retire at a certain age.

betty-whiteActress, animal rights activist, author, comedian, radio host, singer, and television personality Betty White, says “retirement is not in my vocabulary.” at age 94. Having been honored by the Guinness World Records for having the longest-running TV career of any woman in history she says, “Why should I retire from something I love so much?… Nothing that I could possibly find to do would be as much fun as what I do for a living.”

shelley-berman91-year-old comedian Shelley Berman retired from the stage but continues to write books and volunteers at the Motion Picture & Television Fund and he says retiring would be, “wasting the rest of your time. Don’t do that. What you gotta do is keep your muscles going. I wouldn’t suggest that you quit. What are you going to do, sit? I’m not good at that. I have an itchy bottom.”

warren-buffettWarren Buffet is 86 years old and he says you should never retire. Citing that you will live longer, enjoy life more as you continue to learn and earn.

Continuing to earn, rather than trying to live within a predetermined budget, can offer you safety and security against unexpected occurrences or challenges that may arise. And if you love what you do, why would you want to stop doing it? If you don’t love what you did prior to retirement age, then start doing what you love now. You’ve invested a lifetime in becoming the person you are; don’t let it go to waste.

Warren Buffet says he doesn’t do it for the money, “If I quit today — I see these people. They spend a whole week planning their haircut. That is not my idea of living. I’m tap dancing to work every day… It doesn’t get better than that.”

clint-eastwoodClint Eastwood, who is also 86 years old an actor, filmmaker, musician, and political figure would say it with his crass attitude, encouraging others to follow in his unretired footsteps, “If you tell yourself, ‘I’m too old to do that,’ bullshit – you’re not too old to do anything.”

loretta-lynnCountry music legend Loretta Lynn whose body of work spans sixty years is 84 years old and says she “sees no reason to retire.”

At age 83, Parisian Karl Lagerfeld fashion designer, artist, and photographer hailing from Germany, insists, “Retirement is not one of the topics with which I deal. Why should I?… Chanel will still need some clothes when I’m 89.”

Even at age 82, Italian film actress Sophia Loren still rates a 10 on my personal Humma-humma-ding-ding-baby-you-got-everything-scale, says she doesn’t ever want to stop learning, no matter how old she gets. “That’s terrible, the word retire. Never. Start always like it was the beginning of a long career.”

judi-denchI just saw actress Judi Dench in Miss Peregrine’s Home for Peculiar Children yesterday, and at 81 years old, she calls “retirement” a “rude” word. Best-known role as “M” in the Bond franchise, she maintains, “I don’t want to be told I can’t do something. I’ll just have a go at it and I may make a terrible mess of it but I’d sooner make a mess than not have a go at all… What matters is your determination not to give up and not to stop learning new things.”

jane-fondaJane Fonda is 78 years old and even though she did try to retire after marrying Ted Turner, just couldn’t embrace a lifestyle of inactivity and leisure. Refusing to continue her retirement, she returned to the screen and the feisty actress, writer, political activist, former fashion model and fitness guru is back in the limelight again.

paul-mccartneyFormer Beatle, singer-songwriter, multi-instrumentalist, and composer 74-year-old Paul McCartney says, “If I retired, I’d still do exactly what I do. So I may as well not retire.”

70-year-old Country music singer-songwriter, actress, author, businesswoman, and humanitarian, dolly-partonDolly Parton, who says “I will never retire unless I have to,” she has said. “As long as I’m able to get up in the morning, get that makeup on and my high heels on, and even if I can’t wear high heels, I’m going to do like Mae West, I’m going to sit in a wheelchair with my high heels on.”